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Trusted Payment Options for Modern B2B Commerce.
Multiple ways to pay. One seamless experience.
Symphony Pay is your fully integrated B2B payment gateway - built for the complexity of business-to-business commerce and trusted by businesses who refuse to compromise. Crafted in partnership with Stripe - one of the world’s most trusted and innovative payment providers - Symphony Pay delivers a fast, flexible, and secure checkout experience designed to support the needs of modern B2B and B2C ecommerce businesses.
Accept every major payment method, offer instant flexibility to your buyers, and manage every transaction through one connected platform.
Trusted Payment Options for Modern B2B Commerce.
Multiple ways to pay. One seamless experience.
Symphony Pay is your fully integrated B2B payment gateway - built for the complexity of business-to-business commerce and trusted by businesses who refuse to compromise. Crafted in partnership with Stripe - one of the world’s most trusted and innovative payment providers - Symphony Pay delivers a fast, flexible, and secure checkout experience designed to support the needs of modern B2B and B2C ecommerce businesses.
Accept every major payment method, offer instant flexibility to your buyers, and manage every transaction through one connected platform.
Expand your reach and remove friction at checkout with all the payment options your buyers already trust:
With Symphony Pay, your customers can choose the method that suits them best and you can unify all transactions, refunds, and reports in one intuitive dashboard.
Customers can securely store their card details in a digital wallet, enabling faster repeat purchases and fewer clicks at checkout. The result is a smoother experience that reduces friction, increases repeat orders, and boosts conversion rates.
Symphony Pay also supports Apple Pay and Google Pay offering a one-tap checkout that’s both faster and more secure. The mobile-optimised design increases mobile conversion rates and reduces cart abandonment across every device.
Customers can securely store their card details in a digital wallet, enabling faster repeat purchases and fewer clicks at checkout. The result is a smoother experience that reduces friction, increases repeat orders, and boosts conversion rates.
Symphony Pay also supports Apple Pay and
Google Pay offering a one-tap checkout that’s both faster and more secure. The mobile-optimised design increases mobile conversion rates and reduces cart abandonment across every device.
Unlike traditional gateways, Symphony Pay is built for the complexity of business-to-business commerce while still supporting consumer checkout flows.
Immediate or deferred payments – capture funds when goods are ready to ship or stock is secured.
Multi-currency and cross-border payments – reach customers across regions.
Unified transaction dashboard – view, refund, and reconcile payments in one place.
Full PCI compliance and 3D Secure (SCA) for maximum protection.
Full PCI compliance and 3D Secure (SCA) powered by Stripe’s security intelligence.
Symphony Pay gives you the flexibility to recharge transaction fees on corporate card payments directly to your B2B customers helping you maintain transparency and protect margins in high-volume trading environments.
Note Availability of this surcharge feature is subject to regional commercial regulations. In the UK, surcharges can only be applied to B2B transactions. In the US, surcharging is restricted to debit cards and varies by state.
Track, manage, and reconcile every transaction without logging into multiple third-party systems.
Monitor incoming funds and payout schedules in real time.
Review chargebacks, disputes, and refunds through a single dashboard.
Set flexible payout schedules – daily, weekly, or monthly.
Export detailed reports for accounting and finance teams.
From checkout to cash flow, with Symphony Pay it’s all in perfect harmony.
Accept payments instantly from all major providers.
Manage funds directly within Symphony Commerce.
Reduce checkout friction and abandoned baskets.
Control settlement timing to suit your business.
Pay securely on your store without redirection.
Use their preferred currency and payment method.
Save payment details for faster repeat purchases.
Access Buy Now, Pay Later options for more flexibility.
Symphony Pay supports Visa, Mastercard, American Express, PayPal, PayPal Credit, Stripe, Apple Pay, Google Pay, Klarna, and Clearpay – giving your customers flexibility and choice at checkout.
Yes. Symphony Pay is built for the complexity of business-to-business transactions, supporting purchase orders, deferred payments, and account-based checkout experiences.
Absolutely. Built in partnership with Stripe, Symphony Pay meets global PCI compliance standards, supports 3D Secure (SCA),and includes advanced fraud prevention powered by Stripe Radar.
Yes. Symphony Pay lets you accept and settle transactions in multiple currencies – ideal for B2B businesses operating across regions.
Yes, where permitted by local regulations. Surcharging is available for B2B payments in the UK and for certain card types and US states.
Yes. Symphony Pay is built in partnership with Stripe, leveraging its global payments infrastructure and advanced security framework. The integration ensures you get all the reliability and innovation of Stripe, seamlessly orchestrated within the Symphony Commerce ecosystem.
We’re continuing to explore how AI and intelligent automation can reshape B2B payments from predictive credit checks and adaptive fraud protection to instant reconciliation. Symphony Pay is built to evolve alongside advances in artificial intelligence, giving your payment infrastructure the foresight to meet tomorrow’s challenges today.
Symphony Pay is designed to be fully open and flexible, available as a standalone payment solution, or seamlessly integrated within the wider Symphony ecosystem. Whether you’re an existing Symphony client looking to extend your commerce capabilities, or completely new to the platform, Symphony Pay enables digital transactions without compromise; secure, scalable, and ready to power effortless payments across every channel.
Accept payments your way - globally, securely, and at a scale that suits your ecommerce growth strategy.
What's new?
Symphony Commerce Wins Investment Award at North West Business of the Year Awards 2025
Symphony Commerce has been awarded the Investment Award at this year’s North West Business of the Year Awards, celebrating a landmark moment in the company’s journey as a market leader in digital commerce for B2B enterprises.